Subsidence

Subsidence need not be complex if all stages of a claim are considered by an appropriately qualified person who has the ability to relay a technical thought process in a clear and concise way to all key stakeholders, through good, meaningful and regular communication.

It is also essential that the cause of reported damage is identified early and the appropriate steps are taken to quickly consider policy liability. This includes a willingness to offer helpful and professional advice on unrelated causes or to progress valid cases, to ensure Subsidence related issues are mitigated and resolved in the earliest and most efficient time frame.

Accuracy Inspires

Integrity

LAG recognises that this simple ethos strengthens relationships between insurers, brokers and customer, whilst reducing lead times, lifecycle and ultimately costs.

We offer an unrivalled capability in the management of subsidence claims using a highly professional team of specialists, with a broad skill set in the investigation and resolution of Subsidence claims. To achieve this, we have assured technical and customer focused people, systems and processes at each layer of a claims lifecycle to underpin our promises.
Signs Of Subsidence
  • Cracks
    The most notorious sign a home is subsiding are visible subsidence cracks inside the property. Needless to say, visible structural damage is never a good thing for any property. As soon as you notice cracks in your walls, you should consult with a professional building expert to assess the damage and ensure your home is still safe to live in.
  • Sticking doors and windows
    If your home’s features are beginning to stick or resist being opened and closed, you should consider subsidence as the cause. Whereas various issues can cause cracks in your walls, sudden sticking throughout your property is a more clear-cut indication that you have a subsidence problem.
  • Rippling or peeling wallpaper
    The structural problems caused by subsidence often reveal themselves as imperfections in your wallpaper. If subsidence is causing your walls to deform or crack, any wallpaper on top of them will similarly be affected.

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